Tomasso Restaurant
1464 86th St. (cor. Bay 8th St. )Brooklyn, NY 11228
ph# 718-236-9883
Deep in the heart of Italian Brooklyn is Tomasso’s restaurant. The food is real Italian, not like the fake Australian Outback steak house across the street. The lasagna had sausage, pork, beef. This is the way it’s made in homes in Italy. Olive oil and basil is on the table to have with your crusty ethnic breads and the wine list is perhaps the best in Brooklyn. Special attention is paid to large groups. The prices go down with entrees in the 20’s, as easily as a good Priorat(ferrer/bobet)05.
Most amazing is the wonderful singing voice of Tom Tomasso himself. He led us in a chorus of God Bless America that would make Kate Smith proud. On weekends he often performs with his staff.
For real Italian food and a really good aria I recommend Tomasso’s
for more see www.ditmasestates.com
Friday, December 4, 2009
Saturday, November 14, 2009
Don't count the calories, or chloresterol--Just enjoy
Delmonico's56 Beaver StreetNew York, NY
212 509 1144
Don’t count the calories or the chloresterol. just enjoy
I have eaten in some of the best steak houses here and abroad, while Florentine beef is
very good, Delmonico’s is still number one.
Yes, historic Delmonico’s, originator o Lobster Newberg, Baked Alaska and Chicken ala Keene (king). The service is still first rate and atmosphere hasn’t changed since 1837. The only curious thing is that the appetizers and desserts are small while the main courses are enormous
We celebrated a birthday there recently and we were not disappointed. The double porterhouse was buttery and even sweet and cooked just right. The serving was so big that we served three instead of two. The sides were very good and both were swimming in heavy cream or butter.
For dessert a chocolate mouse cake sandwiched peanut butter and vanilla ice on the side made me think about spending an extra hour at the gym, but it was worth it
for more see www.ditmasestates.com
212 509 1144
Don’t count the calories or the chloresterol. just enjoy
I have eaten in some of the best steak houses here and abroad, while Florentine beef is
very good, Delmonico’s is still number one.
Yes, historic Delmonico’s, originator o Lobster Newberg, Baked Alaska and Chicken ala Keene (king). The service is still first rate and atmosphere hasn’t changed since 1837. The only curious thing is that the appetizers and desserts are small while the main courses are enormous
We celebrated a birthday there recently and we were not disappointed. The double porterhouse was buttery and even sweet and cooked just right. The serving was so big that we served three instead of two. The sides were very good and both were swimming in heavy cream or butter.
For dessert a chocolate mouse cake sandwiched peanut butter and vanilla ice on the side made me think about spending an extra hour at the gym, but it was worth it
for more see www.ditmasestates.com
Sunday, November 8, 2009
Maybe you can taste the atmosphere
Mendy’s Kosher Deli
61 east 34 street
New York, NY
212 576 1010
I haven’t been to Mendy’s on 34 Street in a while. They have redecorated and updated and the results were interesting.
The food is still very good, if anything better. There is now a salad bar and the front counter still makes sandwiches that must be handled with two hands. They still have the best kosher deli especially corned beef in town. It is lean without being dry and crumbly. The only complaint was the kasha knishes had mashed potatoes mixed with the kasha. The potato makes them easier to eat, but dilutes the special gritty taste of the kasha
But something is gone and I can’t quite put my finger on it. If pushed, I would say it’s the heimshe or home style feeling. Gone are the male waiters, who had an opinion on everything. Instead young orthodox women, extremely modestly dressed, covered from ankle to neckline, whom seem to be afraid to talk to you, are the new wait staff. Perhaps, it’s the general trend in orthodox Jewish circles to become stricter and even more observant. This holier than thou attitude has replaced warmth with elitism and narrow mindedness.
I know you can’t eat atmosphere, but a smile does aid the digestion
for more see www.ditmasestates.com
61 east 34 street
New York, NY
212 576 1010
I haven’t been to Mendy’s on 34 Street in a while. They have redecorated and updated and the results were interesting.
The food is still very good, if anything better. There is now a salad bar and the front counter still makes sandwiches that must be handled with two hands. They still have the best kosher deli especially corned beef in town. It is lean without being dry and crumbly. The only complaint was the kasha knishes had mashed potatoes mixed with the kasha. The potato makes them easier to eat, but dilutes the special gritty taste of the kasha
But something is gone and I can’t quite put my finger on it. If pushed, I would say it’s the heimshe or home style feeling. Gone are the male waiters, who had an opinion on everything. Instead young orthodox women, extremely modestly dressed, covered from ankle to neckline, whom seem to be afraid to talk to you, are the new wait staff. Perhaps, it’s the general trend in orthodox Jewish circles to become stricter and even more observant. This holier than thou attitude has replaced warmth with elitism and narrow mindedness.
I know you can’t eat atmosphere, but a smile does aid the digestion
for more see www.ditmasestates.com
Tuesday, October 13, 2009
Mimi's Hummus is delightful
Mimis Hummus1209 Cortelyou Rd(between Westminster Rd & Argyle Rd)Brooklyn, NY 11218(718) 284-4444
There is somethimg delightful about Mimis Hummus. Although the food is good and there is enough variety among the middle eastern dishes for a vegetarian or a carnivore, There is something intangible, that shines through.
The tangibles ( food) are good and inexpensive with main courses for under $ 15 and lots of salads and sides that can be upgraded to mains. Some of the combination salads are definitely worth tryiog for example I had a salad plate of roasted beets, white beans and hummus, which could have beeen a meal by itself
It could be the intangibles (ambiance, helpful, friendly young ladfies eager to help or the new wave, music background, some of it original works), but there still something more
In retrospect it was the combination of the food, ambiance and service --- that delightful balance and good karma, It rare when it come together, but when it does it can make your whole evening.
Try Mimi’s and see if you can feel the specialness of the place
for more see www.ditmasestates.com
There is somethimg delightful about Mimis Hummus. Although the food is good and there is enough variety among the middle eastern dishes for a vegetarian or a carnivore, There is something intangible, that shines through.
The tangibles ( food) are good and inexpensive with main courses for under $ 15 and lots of salads and sides that can be upgraded to mains. Some of the combination salads are definitely worth tryiog for example I had a salad plate of roasted beets, white beans and hummus, which could have beeen a meal by itself
It could be the intangibles (ambiance, helpful, friendly young ladfies eager to help or the new wave, music background, some of it original works), but there still something more
In retrospect it was the combination of the food, ambiance and service --- that delightful balance and good karma, It rare when it come together, but when it does it can make your whole evening.
Try Mimi’s and see if you can feel the specialness of the place
for more see www.ditmasestates.com
Sunday, September 27, 2009
How to Not Pay Too Much for Your Home - steps 1 & 2
Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture. At the same time, it’s an emotional period laden with difficult choices. You want to ensure that the home you purchase meets your family’s needs now, and in the future.
Each of these decisions often involves money. When you consider all that money represents, you’ll want to ensure that you don’t pay too much. This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process. These include such things as knowing what you want before you begin shopping, taking your time to shop, choosing the right realtor, and remaining objective while viewing potential homes. With this information, you’ll be closer to finding your ideal home.
1. Before you shop, develop a needs vs. wants list Everyone has a picture of an ideal home. This would include all the features you not only need, but have long desired. However, when it comes time to buying a home, the desires cost more. While it’s nice to think about having a beautifully landscaped backyard, or a solarium, perhaps even some built-in appliances, these are usually considered luxury items, which can add considerably to the price of your home.
That’s why it’s a good idea to develop a needs and wants lists. With this list, begin with items you really need like adequate space, garage and number of bedrooms. For most people, basic needs should be considered first. After that, you could consider additional desires, if you can manage these benefits financially.
With such a list in your hands, you’re less likely to be caught up in the excitement of the pursuit. You’ll have a good idea of what you want, within you price range, and if you can afford those additional items.
2. Get pre-approved prior to shoppingVisit your financial or lending institution prior to home buying. Quickly, you’ll know the amount of mortgage you’ll receive. Be sure to get a mortgage commitment in writing. Most importantly, you’ll tell sellers that you are a serious prospect. Depending upon market conditions, a seller may lean towards an unconditional offer. You’ll have less negotiating power if you have to wait for mortgage approval.
Banks and financial institutions have developed many programs especially for home buyers, be that first-time buyers or those with equity in their homes. When you review your needs and objectives with a lending officer, you’ll be one step closer to purchasing your home.
for more see www.ditmasestates.com
Each of these decisions often involves money. When you consider all that money represents, you’ll want to ensure that you don’t pay too much. This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process. These include such things as knowing what you want before you begin shopping, taking your time to shop, choosing the right realtor, and remaining objective while viewing potential homes. With this information, you’ll be closer to finding your ideal home.
1. Before you shop, develop a needs vs. wants list Everyone has a picture of an ideal home. This would include all the features you not only need, but have long desired. However, when it comes time to buying a home, the desires cost more. While it’s nice to think about having a beautifully landscaped backyard, or a solarium, perhaps even some built-in appliances, these are usually considered luxury items, which can add considerably to the price of your home.
That’s why it’s a good idea to develop a needs and wants lists. With this list, begin with items you really need like adequate space, garage and number of bedrooms. For most people, basic needs should be considered first. After that, you could consider additional desires, if you can manage these benefits financially.
With such a list in your hands, you’re less likely to be caught up in the excitement of the pursuit. You’ll have a good idea of what you want, within you price range, and if you can afford those additional items.
2. Get pre-approved prior to shoppingVisit your financial or lending institution prior to home buying. Quickly, you’ll know the amount of mortgage you’ll receive. Be sure to get a mortgage commitment in writing. Most importantly, you’ll tell sellers that you are a serious prospect. Depending upon market conditions, a seller may lean towards an unconditional offer. You’ll have less negotiating power if you have to wait for mortgage approval.
Banks and financial institutions have developed many programs especially for home buyers, be that first-time buyers or those with equity in their homes. When you review your needs and objectives with a lending officer, you’ll be one step closer to purchasing your home.
for more see www.ditmasestates.com
Some Simple Steps to Ensure a Smooth Home Purchase
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible:
1. Check your credit.Before you apply for a home loan, regardless of your credit, it's a smart idea to obtain a copy of your credit report from the three major credit bureaus and review the information. If there are errors or things that need to be addressed, it's easier to address them before you have found a house, than after you have found a house and are trying to close your loan.
If you know that there are a few blemishes on your credit, let your lender know what they are, why they are there, and why you are a still good credit risk. Lenders look at your credit to determine how likely you will pay back the loan. If you had extenuating circumstances - like a loss of a job or medical bills - let them know so that they understand that it is not likely to happen again in the future.
2. Get approved before you buy.An approval means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you have found a home to purchase. As long as the home appraises for at least the purchase price, the loan should close.
Getting approved also gives you an advantage over other buyers. Your firm approval makes it easier for you to negotiate on the price of a home, than a person who is not approved or is pre-qualified.
While getting pre-qualified may sound official, it is really just getting an idea of what you can afford. Its having a person plug in a few numbers that you give them - your monthly income and your monthly debt - and getting an approximate payment calculated. From the payment, the calculator can approximate the house price range that you can afford. No information is verified. Because your assets, income or credit is not verified, a pre-qualification has little value when purchasing a home.
3. Find a great buyer's agent.Traditionally real estate agents represent the sellers in a transaction. When you are not working with a buyer's agent, they are less likely to negotiate the best price or contingencies for you.
A buyer's agent's job and fiduciary responsibility (meaning legal duty) is to you, the buyer. Before working with an agent, establish if they are a buyer's agent or a seller's agent. After spending a lot of time with a Realtor, it's natural to feel like you're a team. But if they are not negotiating for you, then they are not on your team.
fr more see www.ditmasetates.com
1. Check your credit.Before you apply for a home loan, regardless of your credit, it's a smart idea to obtain a copy of your credit report from the three major credit bureaus and review the information. If there are errors or things that need to be addressed, it's easier to address them before you have found a house, than after you have found a house and are trying to close your loan.
If you know that there are a few blemishes on your credit, let your lender know what they are, why they are there, and why you are a still good credit risk. Lenders look at your credit to determine how likely you will pay back the loan. If you had extenuating circumstances - like a loss of a job or medical bills - let them know so that they understand that it is not likely to happen again in the future.
2. Get approved before you buy.An approval means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you have found a home to purchase. As long as the home appraises for at least the purchase price, the loan should close.
Getting approved also gives you an advantage over other buyers. Your firm approval makes it easier for you to negotiate on the price of a home, than a person who is not approved or is pre-qualified.
While getting pre-qualified may sound official, it is really just getting an idea of what you can afford. Its having a person plug in a few numbers that you give them - your monthly income and your monthly debt - and getting an approximate payment calculated. From the payment, the calculator can approximate the house price range that you can afford. No information is verified. Because your assets, income or credit is not verified, a pre-qualification has little value when purchasing a home.
3. Find a great buyer's agent.Traditionally real estate agents represent the sellers in a transaction. When you are not working with a buyer's agent, they are less likely to negotiate the best price or contingencies for you.
A buyer's agent's job and fiduciary responsibility (meaning legal duty) is to you, the buyer. Before working with an agent, establish if they are a buyer's agent or a seller's agent. After spending a lot of time with a Realtor, it's natural to feel like you're a team. But if they are not negotiating for you, then they are not on your team.
fr more see www.ditmasetates.com
Thinking About Buying Your First Home? part 2
Thinking about purchasing a home of your own? Keep these critical considerations in mind:
How long you plan to live in the home.If you purchase a home and get a job transfer or decide to move after only a short time, you may end up paying money in order to sell it. The value of your home may not have appreciated enough to cover the costs that you paid to buy the home and the costs that it would take you to sell your home.
The length of time that it will take to cover those costs depends on various economic factors in the area of the home. Most parts of the country have an average of 5% appreciation per year. In this case, you should plan to stay in your home at least 3-4 years to cover buying and selling costs. If the area you buy your home in experiences an economic up turn, the length of the time to cover these costs could be shortened, and the opposite is also true.
How long the home will meet your needs.What features do you require in a home to satisfy your lifestyle now? Five years from now? Depending on how long you plan to stay in your home, you'll need to ensure that the home has the amenities that you'll need. For example, a two-bedroom dwelling may be perfect for a young couple with no children. However, if they start a family, they could quickly outgrow the space. Therefore, they should consider a home with room to grow. Could the basement be turned into a den and extra bedrooms? Could the attic be turned into a master suite? Having an idea of what you'll need will help you find a home that will satisfy you for years to come.
Your financial health - your credit and home affordability.Is now the right time financially for you to buy a home? Would you rate your financial picture as healthy? Is your credit good? While you can always find a lender to lend you money, solid lenders are more skeptical if your credit history is not good. Generally, a couple of blemishes on a credit report will make you a good credit risk and could qualify you for the lowest interest rates. If you have more than a couple of blemishes on your report, lenders like Quicken Loans may still provide you with a loan, but you may just have to pay a higher interest rate and fees.
Some say that you should refrain from borrowing as much as you qualify for because it is wiser not to stretch your financial boundaries. The other school of thought says you should stretch to buy as much home as you can afford, because with regular pay raises and increased earning potential, the big payment today will seem like less of a payment tomorrow. This is a decision only you can make. Are you in a position where you expect to make more money soon? Would you rather be conservative and fairly certain that you can make your payment without stretching financially? Make sure that whatever you do, it's within your comfort zone.
To determine how much home you can afford, talk to a lender or go online and use a "home affordability" calculator. Good calculators will give you a range of what you may qualify for. Then call a lender. While some may say that the "28/36" rule applies, in today's home mortgage market, lenders are making loans customized to a particular person's situation. The "28/36" rule means that your monthly housing costs can't exceed 28 percent of your income and your total debt load can't exceed 36 percent of your total monthly income. Depending on your assets, credit history, job potential and other factors, lenders can push the ratios up to 40-60% or higher. While we're not advocating you purchase a home utilizing the higher ratios, its important for you to know your options.
Where the money for the transaction will come from.Typically homebuyers will need some money for a down payment and closing costs. However, with today's broad range of loan options, having a lot of money saved for a down payment is not always necessary - if you can prove that you are a good financial risk to a lender. If your credit isn't stellar but you have managed to save 10-20% for a down payment, you will still appear to be a very good financial risk to a lender.
The ongoing costs of home ownership.Maintenance, improvements, taxes and insurance are all costs that are added to a monthly house payment. If you buy a condominium, townhouse or in certain communities, a monthly homeowner's association fee might be required. If these additional costs are a concern, you can make choices to lower or avoid these fees. Be sure to make your realtor and your lender aware of your desire to limit these costs.
If you are still unsure if you should buy a home after making these considerations, you may want to consult with an accountant or financial planner to help you assess how a home purchase fits into your overall financial goals.
for more see www.ditmasestates.com
How long you plan to live in the home.If you purchase a home and get a job transfer or decide to move after only a short time, you may end up paying money in order to sell it. The value of your home may not have appreciated enough to cover the costs that you paid to buy the home and the costs that it would take you to sell your home.
The length of time that it will take to cover those costs depends on various economic factors in the area of the home. Most parts of the country have an average of 5% appreciation per year. In this case, you should plan to stay in your home at least 3-4 years to cover buying and selling costs. If the area you buy your home in experiences an economic up turn, the length of the time to cover these costs could be shortened, and the opposite is also true.
How long the home will meet your needs.What features do you require in a home to satisfy your lifestyle now? Five years from now? Depending on how long you plan to stay in your home, you'll need to ensure that the home has the amenities that you'll need. For example, a two-bedroom dwelling may be perfect for a young couple with no children. However, if they start a family, they could quickly outgrow the space. Therefore, they should consider a home with room to grow. Could the basement be turned into a den and extra bedrooms? Could the attic be turned into a master suite? Having an idea of what you'll need will help you find a home that will satisfy you for years to come.
Your financial health - your credit and home affordability.Is now the right time financially for you to buy a home? Would you rate your financial picture as healthy? Is your credit good? While you can always find a lender to lend you money, solid lenders are more skeptical if your credit history is not good. Generally, a couple of blemishes on a credit report will make you a good credit risk and could qualify you for the lowest interest rates. If you have more than a couple of blemishes on your report, lenders like Quicken Loans may still provide you with a loan, but you may just have to pay a higher interest rate and fees.
Some say that you should refrain from borrowing as much as you qualify for because it is wiser not to stretch your financial boundaries. The other school of thought says you should stretch to buy as much home as you can afford, because with regular pay raises and increased earning potential, the big payment today will seem like less of a payment tomorrow. This is a decision only you can make. Are you in a position where you expect to make more money soon? Would you rather be conservative and fairly certain that you can make your payment without stretching financially? Make sure that whatever you do, it's within your comfort zone.
To determine how much home you can afford, talk to a lender or go online and use a "home affordability" calculator. Good calculators will give you a range of what you may qualify for. Then call a lender. While some may say that the "28/36" rule applies, in today's home mortgage market, lenders are making loans customized to a particular person's situation. The "28/36" rule means that your monthly housing costs can't exceed 28 percent of your income and your total debt load can't exceed 36 percent of your total monthly income. Depending on your assets, credit history, job potential and other factors, lenders can push the ratios up to 40-60% or higher. While we're not advocating you purchase a home utilizing the higher ratios, its important for you to know your options.
Where the money for the transaction will come from.Typically homebuyers will need some money for a down payment and closing costs. However, with today's broad range of loan options, having a lot of money saved for a down payment is not always necessary - if you can prove that you are a good financial risk to a lender. If your credit isn't stellar but you have managed to save 10-20% for a down payment, you will still appear to be a very good financial risk to a lender.
The ongoing costs of home ownership.Maintenance, improvements, taxes and insurance are all costs that are added to a monthly house payment. If you buy a condominium, townhouse or in certain communities, a monthly homeowner's association fee might be required. If these additional costs are a concern, you can make choices to lower or avoid these fees. Be sure to make your realtor and your lender aware of your desire to limit these costs.
If you are still unsure if you should buy a home after making these considerations, you may want to consult with an accountant or financial planner to help you assess how a home purchase fits into your overall financial goals.
for more see www.ditmasestates.com
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